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Archive for March, 2016

A Loan to a Family Member

A Loan to a Family Member

Q. My sister wants to borrow $5,000. I have the money, but I’m not sure if I should do it. What should I consider and if I say yes, how should I do it?  — Lender maybe A. It’s sweet…

How Co-Signing a Loan Impacts Credit Score

How Co-Signing a Loan Impacts Credit Score

Q. My FICO score is 812. It was 828 in 2013, but I think it dropped when I co-signed a Sallie Mae student loan for my grandson. Payments for this loan are being made on a timely basis, always before…

Smart Tips for Your First Job

Smart Tips for Your First Job

Q. My daughter just got her first job, and I want to give her good advice to get started with saving. What should I suggest to her?  — Mom A. Congratulations to your daughter! We love that you want to help…