Confidence ~ Clarity ~ Sound Decisions

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Divorce Financial Analysis

As Certified Divorce Financial Analysts (CDFA™), we work with individuals and couples at all stages of the divorce process to help ensure they make informed decisions regarding their agreement. We can also act as a Financial Neutral in Collaborate Divorce scenarios.

Review Your Current Financial Situation.

What effect will divorce have on your finances? If you are contemplating divorce, reviewing your financial situation may help you decide whether or not to move forward with the process.

Understand the Options.

Already involved in a divorce but feeling lost and uncertain about what is being discussed regarding the division of assets, alimony and equitable distribution? We can help you gain the knowledge you need to make decisions you are comfortable with. We can also offer a second opinion if there are questions or uncertainty about whether the settlement is adequate.

Create Projections and Alternative Settlement Scenarios.

If you are concerned about whether you will “be all right” we can work with both you and your attorney to provide projections and alternative settlement scenarios based on all of your financial information.

One-on-One Coaching to Help You Move Forward.

After the divorce, you may feel overwhelmed at the idea of managing not only your finances, but perhaps a new job and children. With some one-on-one coaching, we can provide you with tools to make managing your finances easier.

Certified Divorce Financial Analyst (CDFA™)

A CDFA™ helps provide a clear and complete financial picture so that an accurate, equitable settlement can be achieved more quickly. These are some of the services we provide:

  • Prepare Case Information Statement.
  • Compile, organize and value assets (marital and separate).
  • Analyze liabilities.
  • Create long-term statements of cash flow and net worth.
  • Calculate alimony buyout scenarios.
  • Compare pre-tax and after-tax equitable distribution.
  • Generate pension valuations.
  • Create alternate settlement scenarios.
  • Develop post-divorce budgets.
  • Act as a Financial Neutral in Collaborate Divorce scenarios.

Collaborative Divorce – A Non-Adversarial Approach

The goal of collaborative divorce is to minimize the conflict that is prevalent in so many traditional divorces. Instead of conflict, the collaboratively trained interdisciplinary team of attorneys, mediators, financial specialists and mental health professionals uses cooperation and communication to achieve a mutually satisfactory agreement. The divorcing couple controls the process and determines the outcome, not competing attorneys. This collaborative approach has also proven to help children avoid the long-term financial and emotional costs of a bitter, divisive traditional divorce.

The process is based on 4 principles:

  1. The pledge not to go to court.
  2. The honest exchange of information between both spouses.
  3. A solution that takes into account the priorities of both adults and children.
  4. Mutual respect for all parties involved.

A Financial Neutral

A Financial Neutral works with both parties to gather and organize all financial information and ensure that both parties understand the various schedules, terms and issues that relate to the division of assets, child support and alimony. Financial Neutrals are not allowed to work with either party on a continuing basis once the divorce is final, but may be allowed to assist one of the parties through the transition period following the divorce.