by Claudia Mott | Oct 3, 2020 | unemployment, Unemployment Benefits
Q. I was let go from my company after 25 years. They gave me a buyout and I receive a payment every two weeks for 10 months. Can I still get unemployment? — Out of work A. We’re sorry to hear about your job loss after being with your company for such a long time. But... 
by Claudia Mott | Sep 26, 2020 | Medicare, Medicare Part B, Medicare Penalty
Q. My husband and I are both retired. He is covered under my private health insurance plan and veterans medical benefits. He wants to enroll in Medicare Part B — he already has Part A. We had previously been told if my husband was covered under my private plan, he did... 
by Claudia Mott | Sep 25, 2020 | 401(K), 401(K) Rollover, IRA, IRA Rollover, Retirement
Q. I left my retirement funds in the 401(k) of my previous employer. It’s invested very conservatively, so I haven’t lost much since 2008 but I haven’t gained much either. Is there any advantage – or any reason – to move the money to an IRA? For all... 
by Claudia Mott | Sep 11, 2020 | Money, Mortgage, Refinancing, Widows
Q. I am a new widow after being married 30 years. I am blessed to have a roof over my head and all my daily needs met. But I would like to refinance my mortgage because I am no longer eligible for my husband’s health insurance so I need to pay $2,300 a month for me... 
by Claudia Mott | Aug 28, 2020 | debt collection, Student Loans
Q. I’m a co-signor on a student loan that is now in collections. The debt collector made an offer of a payoff amount to satisfy the loan. Will there be an amount of debt forgiveness involved and what would it mean for my taxes? — Unsure A. It can get complicated, and...