Financial Planning Blog
Why am I charged the credit price for gas when I use a debit card?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com Q. If I use a debit card to pay for gas, are they obligated to charge me the cash price? I filled up at two gas stations in the past couple of days, requested to fill up debit, and both...
What’s the best place to keep my car downpayment?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have been saving money on the side to buy a new car. And of course now that I have the money, car prices are so high and supply so low, I’m waiting as long as I can – at least as long as...
What’s the best place to keep my car down payment?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have been saving money on the side to buy a new car. And of course now that I have the money, car prices are so high and supply so low, I’m waiting as long as I can – at least as long as...
I want to save for holiday spending. What’s the best way to start?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. Every year I promise myself I will save money for the holidays, and every year, some emergency comes up and I end up spending the money. How can I start a savings account for the holidays...
Will Medicare or my employer plan cover my treatment costs?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I recently started hemodialysis at age 61. I was told that I’m eligible for Medicare 90 days after I started treatment despite not yet being 65. Is that correct? I’m still working. Can I...
Will my town’s property revaluation change my Senior Freeze?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have been in the New Jersey Senior Freeze program for several years. My township is undergoing a townwide property evaluation. I have no property improvements. Will there be any negative...
I can’t afford my bills. How much can I earn without losing benefits?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I am 77 and my only income is $907 from Social Security per month. I collect food stamps, get help with gas and electric and I have a Medicare Advantage plan that I get help with the...
Will this money affect our affordable housing qualification?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. My husband and I are in the process of closing on a condo under HUD Affordable Housing. My husband was in an automobile accident and will be receiving a small settlement for this accident...
Will my student loans be forgiven? I owe $48,000 with interest.
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have a student loan. It was $30,000 and now it is $48,000 with interest. I am not able to pay back at all. I tried, but my small income all goes to my mortgage and bills. What to do? Will...
Why do student loans have such high interest rates?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I don’t understand why the federal government has such a high interest rate on student loans? They keep you in bondage and in debt because of the high interest rates, but if you choose to...