Financial Planning Blog

How can I get help with my Senior Freeze application?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. Last year I had an accountant complete the Senior Freeze application and I got a bill for $360. It stated that it...

Can I collect disability if I’m already getting Social Security?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I was denied disability and I took early Social Security because I needed income. I have had medical issues and...

Can I get back benefits from the Senior Freeze?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I am trying to help out an elderly friend with the Senior Freeze. She is a first-time filer so a base year has not...

What happens to Medicare and Medicaid if I move to Florida?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I was receiving Medicare Parts A, B, C and D in New Jersey, as well as Medicaid for more than 25 years. I also...

What’s the best investment for a new retirement account?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ________________________________________________________________ Q. My daughter now out of college is working but her company does not offer a 401(k). She would like to start saving for...
Why am I charged the credit price for gas when I use a debit card?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com Q. If I use a debit card to pay for gas, are they obligated to charge me the cash price? I filled up at two gas stations in the past couple of days, requested to fill up debit, and both...

What’s the best place to keep my car downpayment?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have been saving money on the side to buy a new car. And of course now that I have the money, car prices are so high and supply so low, I’m waiting as long as I can – at least as long as...

What’s the best place to keep my car down payment?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I have been saving money on the side to buy a new car. And of course now that I have the money, car prices are so high and supply so low, I’m waiting as long as I can – at least as long as...

I want to save for holiday spending. What’s the best way to start?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. Every year I promise myself I will save money for the holidays, and every year, some emergency comes up and I end up spending the money. How can I start a savings account for the holidays...

Will Medicare or my employer plan cover my treatment costs?
This post, authored by Claudia Mott, originally appeared on NJMoneyhelp.com Q. I recently started hemodialysis at age 61. I was told that I’m eligible for Medicare 90 days after I started treatment despite not yet being 65. Is that correct? I’m still working. Can I...