Financial Planning Blog
Do I still need Part D after Congress made changes to Medicare?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. With Congress passing the new provisions where Medicare can negotiate drug prices and there is a cap for what...
What happens if I earn too much in the SSDI Ticket to Work program?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I’m 61 and am in the middle of the SSDI Ticket To Work Program. There’s a possibility that I will exceed the earning...
Wrong doctor’s bill sent to collections, hurting credit score. What now?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. My credit score dropped 100 points when a doctor’s office sent my account to collections because of a billing error...
I’m 25 and I’m worried about my 401(k). What should I do?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I’m 25 and I invest in my 401(k). I know I’m not supposed to panic about the stock market but I’m really afraid of...
What happens to the Homestead Rebate after a move?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I recently moved. What do I do if my tax bill shows credit for a Homestead Rebate that the previous owner filed for...
Can regular investors get into hedge funds?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I’m hearing a lot about hedge funds making a lot of money. Is that something a regular investor can get into? —...
I want crypto. My wife thinks I’m crazy. What do we do?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. My wife and I disagree about investing. She’s more conservative than I am. I wanted to buy a cryptocurrency fund...
Will my IRA make me ineligible for the Senior Freeze?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. I have a question about the Senior Freeze. My base year property taxes are $6,000. My current property tax...
Is there a way to save on Medicare Part B premiums?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. Is there a program in New Jersey where seniors with Medicare Part B can have the premiums returned to them by...
How can I get help with my Senior Freeze application?
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. Last year I had an accountant complete the Senior Freeze application and I got a bill for $360. It stated that it...