Debt Management Archives - Epona Financial Solutions

How will these credit card payments affect my credit score?

by Claudia Mott | Jan 15, 2021 | Credit Score, Debt Management, FICO Score

Q. How is the income-to-debt ratio figured? When I make a large purchase with a credit card, I sometimes pay it in two payments, one right away and the second by the end of the billing cycle. Does the mid-cycle payment reduce the ratio for the month? Does it improve...

How will these credit card payments affect my credit score?

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