by Claudia Mott | Jul 2, 2023 | Insurance, Medicare
This article, authored by Claudia Mott, was originally posted on NJMoneyhelp.com ___________________________________________________________________ Q. My husband has a high-deductible health plan through his employer and it’s tied to a health savings account (HSA).... 
by Claudia Mott | Dec 4, 2020 | Insurance, Long Term Care Insurance
Q. I have a $300,000 long-term care insurance policy I’d like to sell. I’ve had it since 1998. Can I get my premiums back? It seems like it might be impossible to sell. — Policyholder A. In the world of insurance, the ability to sell a policy is known as a life... 
by Claudia Mott | Nov 15, 2018 | Insurance, Risk Management
Q. A neighbor’s large tree fell on my house and it took tens of thousands of dollars to repair the damage. Because of that, my insurer has increased the premium on my homeowner’s insurance. Should I appeal that increase since it was no fault of mine that... 
by Claudia Mott | Oct 19, 2018 | Insurance, Risk Management
Q. Does owning a car with a manual transmission qualify as having an “anti-theft” device for auto insurance purposes? I ask because I’ve read some stories about carjackers and car thieves who were subverted by attempting to steal cars with manual...